DUBLIN--(BUSINESS WIRE)--Research and Markets (http://www.researchandmarkets.com/research/dlh3mz/mutuals_and_commun) has announced the addition of the "Mutuals and Community Banks - The Strategic Lessons" report to their offering.
There is increasing scrutiny by listed institutions of any perceived or real unwarranted advantages enjoyed by the organisations discussed in this report. And their concerns about the lack of a level playing field continue. In the US, it is hard not to sympathise with a banking system that is both subject to the rigours of meeting stock-market expectations, while competing with the credit union movement. Many of the credit unions have the size, strength and product range of the banks with which they are competing - but also continue to enjoy tax-exempt status. Moreover, as the case study reviewing the position of the Delta Community Credit Union reveals, this type of institution is able to widen the qualifying criteria for membership should the need arise. Overall, this debate in the US seems unlikely to subside without some movement. The European Union did rule in favour of the withdrawal of valuable German state guarantees, which were an advantage enjoyed by the savings bank movement and other organisations. The movement has come to terms with the increased cost of funding that this created. Developments in the German banking sector in 2010-11 have had the effect of placing much of the system under renewed and severe scrutiny. The activities of the Landesbanken have been an issue for many years, and their under-performance has placed a strain on the whole of the community, mutual and state banking sector.
Key Topics Covered:
1 Overview
2 The UK building society sector
3 Nationwide Building Society, UK
4 Abacus - Australian Mutuals
5 Heritage Bank, Australia
6 Newcastle Permanent Building Society, Australia
7 Community banking in the US
8 Bendigo and Adelaide Bank, Australia
9 Community banking in Germany
10 The German Sparkassen
11 The European co-operative banking sector
12 Rabobank Group, The Netherlands
13 The Co-operative Bank, UK
14 Members and Education Credit Union, Australia
15 The US credit union movement
16 The US credit union movement service corporations
17 Delta Airlines: the employer
Companies Mentioned
- Heritage Bank
- The Golden 1 Credit Union
- Nationwide Building Society
- Newcastle Permanent Building Society, Australia
- Cuscal
- Rabobank
- Raiffeisen Zentralbank
- CUNA Mutual Group
For more information visit http://www.researchandmarkets.com/research/dlh3mz/mutuals_and_commun