BOSTON--(BUSINESS WIRE)--eternalHealth, a leading health insurance in Massachusetts and Arizona, announced its 2025 Medicare Advantage plans earlier this week. In a year where Medicare Beneficiaries are looking for stability, eternalHealth is providing exactly that and so much more. The new offerings are designed to address members' most important health needs while providing greater choice, improved benefits, and expanded coverage options.
Key Highlights:
- Enhanced and sustainable extra benefits tailored to individual needs
- All plans offer $0 premium, with $0 to low co-pays and medical expenses
- Benefits are easy to access and are focused on holistic health and wellbeing.
"At eternalHealth, we're dedicated to the communities we serve and are focused on bringing stability during a time where so many Medicare Beneficiaries are feeling the pressure of inflation and are left having to make really tough decisions,” said Pooja Ika, Founder & CEO of eternalHealth. "Our 2025 Medicare Advantage plans reflect our commitment to providing comprehensive, affordable coverage that meets the needs of Medicare beneficiaries without breaking the bank. We want to be the easy choice for Medicare Beneficiaries in Arizona and Massachusetts."
eternalHealth's 2025 Medicare Advantage plans are available in Suffolk, Worcester, Middlesex, Norfolk, Bristol, and Plymouth counties in Massachusetts as well as Maricopa and Pima counties in Arizona, offering a range of options to suit different healthcare needs and budgets. Notable features include:
1. Consistent Core Medical Benefits: Every HMO and PPO plan eternalHealth offers includes:
- $0 monthly premium
- $0 primary care provider visits
- $0 preventive services
- $0 Tier 1 prescription drugs
- $0 deductibles on Tier 1-3 drugs
- $0 routine vision and hearing exams
2. Generous Dental Allowance: Members can use an allowance at any dentist in the United States, with no network or service restrictions. Funds are loaded onto a prepaid flex card, along with other dollar allowances offered on their plan of choice.
- Up to $3,500 in Arizona
- Up to $3,000 in Massachusetts
3. Monthly Medicare Part B Premium Savings: Members may choose to enroll in one of eternalHealth's Give Back plans that reduces the amount they pay towards their monthly Part B premium.
- Up to $1,200 in Arizona
- Up to $840 in Massachusetts
4. Expanded Dollar Allowances: Select plans offer a quarterly Medical Expense or Fitness Flex wallet on a convenient prepaid flex card.
- The medical expense wallet assists beneficiaries in getting the healthcare they need without worrying about cost, covering copays and cost-sharing on services such as X-Rays, labs, mental health services, and more.
- Up to $800 in both Arizona and Massachusetts
- The Fitness Flex Wallet allows beneficiaries to stay active in their golden years, covering pickleball or tennis court fees, golf green fees, yoga or dance classes, fitness wearables, and more.
- $300 in Arizona
- $350 in Massachusetts
5. Addressing Social Determinants of Health: Benefits include transportation and In-Home Support, Over-the-Counter (OTC), and Healthy Grocery* allowances to tackle basic needs, food insecurity, transportation needs, and social isolation.
6. Fitness and Wellness Programs: Every eternalHealth plan includes access to hundreds of national and local fitness facilities, virtual fitness classes, and brain training programs at no additional cost.
7. Veteran-Focused Coverage: In Arizona, eternalHealth offers the Valor Give Back plan, specifically designed for veterans with TRICARE For Life (TFL) benefits:
- Substantial Part B premium reduction to ease financial burden
- Essentials allowance* of $1,200 annually for utilities, groceries, and automobile gas, supporting retirement budget management
- Seamless integration with TRICARE For Life to ensure comprehensive, coordinated care
- Enhanced benefits that complement and extend beyond existing TFL coverage
8. Focused on Chronic Condition Management: eternalHealth's Care Management team helps members navigate their health journey at no additional cost, whether they are trying to manage their chronic conditions, recovering from hospital stays, or looking to improving overall health.
"Our 2025 plans are designed with a holistic approach to health, addressing not just medical needs but also the social and environmental factors that impact our members' well-being," added Bruce Himelstein, Chief Medical Officer at eternalHealth. "By focusing on critical areas like heart health, diabetes management, and mental wellness, we aim to improve health outcomes and enhance the quality of life for our members."
The Annual Enrollment Period for 2025 Medicare coverage runs from Oct. 15 through Dec. 7, 2024. Medicare beneficiaries can visit www.eternalhealth.com or call 1 (800) 831-0735 (TTY 711) to learn more about eternalHealth's 2025 Medicare Advantage plans.
About eternalHealth: eternalHealth is a pioneering Medicare Advantage plan with a clear mission: to remove common barriers to healthcare and meet the unique needs of seniors. Through innovative business practices, we’ve reimagined the approach to Medicare Advantage. Our company is built on the principle of empowering members with greater access to essential healthcare benefits. We strive to create a healthcare experience that combines comprehensive coverage with the flexibility and control that our members deserve, paving the way for a brighter and healthier future for seniors.
eternalHealth is an HMO and/or PPO plan with a Medicare contract. Enrollment in our plans depends on contract renewal. To enroll in an eternalHealth plan you must meet certain eligibility requirements and reside in the plan's CMS-approved service area. Our plans' 2024 service areas, as applicable, include select counties in Arizona and Massachusetts. eternalHealth complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. Representatives are available 8am to 8pm, Monday to Friday (from October 1 to March 31, 8am to 8pm, 7 days a week).
Benefits and cost sharing vary by plan.
*The healthy grocery and essentials benefits mentioned are part of a special supplemental program for the chronically ill. Not all members qualify.
ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-800-464-7198 (TTY 711). To file a complaint with eternalHealth, call us at 1-800-464-7198 (TTY 711). To file a complaint with Medicare, call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day/7 days a week. If your complaint involves a broker or agent, be sure to include their name when you file your complaint.
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