Research and Markets: Programming the Payment: From APIs to Commerce Platforms

DUBLIN--()--Dublin - Research and Markets (http://www.researchandmarkets.com/research/tc8xvr/programming_the_pa) has announced the addition of the "Programming the Payment: From APIs to Commerce Platforms" report to their offering.

The increasingly rapid shift of payment activity to the Web and mobile devices relies upon the talent of software developers creating the integrated customer experience that consumers, merchants, issuers, card networks, and payment processors demand. Tools for developers that ease payment integration attract entrepreneurs and enterprise software developers to particular payment service providers.

Mercator Advisory Group's new report Programming the Payment: From APIs to Commerce Platforms, examines the expanding array of providers that are helping programmers program the payment. The report reviews offerings from top card networks, payment processors, and payment services providers for e-commerce, mobile, and point-of-sale payment applications. Issues of identity, branding, and API management are addressed as well as the merger and acquisition activity of several major players.

Highlights:

- New opportunities for software developers to leverage payment capacities created by the proliferation of e-commerce, mobile commerce, and cloud-based wallet schemes.

- The two major categories of business models for companies offering payments and commerce services to developers

- The changes that variants of the commerce capture model enable for e-commerce and mobile commerce applications

- Changes that many entities, such as IP Commerce, are making as result of the shift in activity from e-commerce transactions to point-of-sale and mobile commerce

Topics Covered:

Executive Summary

Introduction

APIs, Payments, and the Commerce Platform

Net New Is No Longer Enough

Beyond the Gateway API

From e-Commerce to the Point of Sale

The Business Value

Getting There from Here

It Isn't Cheap

Levels of Programmatic Access

Benefits of a Commerce Platform

Vendor Platforms

eBay X.commerce

Headed Toward the POS

Visa

MasterCard

VeriFone

Inkiru

Stripe

SeerGate

American Express

Amazon

First Data

IP Commerce

Cautions

Identities, So Many to Choose From

API Management

Caught in the Middle

Adding Value

For Some Acquirers, It's Too Many Little Fish

The Branding Challenge

Conclusion

More than an API, It's About Business

Every Silicon Valley Giant (and Start-up) Gets It

Mobile Matters

Copyright Notice

Table 1: eBay Acquisitions, 2008 - 2011

Figure 1: Evolution of Programmatic Access to Payments Services

Figure 2: Categorizing eBay Acquisitions

Figure 3: eBay's X.commerce Ecosystem Drives Volume to PayPal

Figure 4: IP Commerce's Enterprise Service Bus

Figure 5: IP Commerce Services Stack

Companies Mentioned:

- AJB

- Amazon

- American Express

- Apigee

- Chase Paymentech

- Cycle Computing

- dotCloud

- eBay

- Facebook

- First Data

- Google

- Heroku

- IP Commerce

- Inkiru

- Isis

- LinkedIn

- MICROS

- Mashery

- MasterCard

- PayPal

- S1

- SeerGate

- Stripe

- Twitter

- Vantiv

- VeriFone

- Visa

For more information visit http://www.researchandmarkets.com/research/tc8xvr/programming_the_pa

Contacts

Research and Markets
Laura Wood, Senior Manager.
press@researchandmarkets.com
U.S. Fax: 646-607-1907
Fax (outside U.S.): 353-1-481-1716
Sector: E-Business, M-Commerce

Contacts

Research and Markets
Laura Wood, Senior Manager.
press@researchandmarkets.com
U.S. Fax: 646-607-1907
Fax (outside U.S.): 353-1-481-1716
Sector: E-Business, M-Commerce