Fitch Rates Ally Master Owner Trust, Series 2012-5

NEW YORK & BOGOTA, Colombia--()--Fitch Ratings assigns the following ratings and Rating Outlooks to Ally Master Owner Trust, Series 2012-5:

--$1,100,000,000 class A 'AAAsf'; Outlook Stable;

--$82,313,000 class B 'AAsf'; Outlook Stable;

--$59,864,000 class C 'Asf'; Outlook Stable;

--$44,898,000 class D 'BBBsf'; Outlook Stable.

Fitch's stress and rating sensitivity analysis are discussed in the presale report titled 'Ally Master Owner Trust, Series 2012-5', dated Oct. 4, 2012, which is available on Fitch's website, www.fitchratings.com.

Additional information is available at 'www.fitchratings.com'. The ratings above were solicited by, or on behalf of, the issuer, and therefore, Fitch has been compensated for the provision of the ratings.

Applicable Criteria and Related Research:

--'Global Rating Criteria for Dealer Floorplan ABS' (Jan. 25, 2012);

--'Criteria' (June 6, 2012).

Applicable Criteria and Related Research:

Global Structured Finance Rating Criteria

http://www.fitchratings.com/creditdesk/reports/report_frame.cfm?rpt_id=679923

Global Rating Criteria for Dealer Floorplan ABS

http://www.fitchratings.com/creditdesk/reports/report_frame.cfm?rpt_id=666405

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Contacts

Fitch Ratings
Primary Analyst
Juveria Mozaffar, +1-312-606-2335
Associate Director
Fitch, Inc.
70 W. Madison St.
Chicago, IL 60602
or
Secondary Analyst
Hylton Heard, +1-212-908-0214
Senior Director
or
Committee Chairperson
Bradley Sohl, +1-312-368-3127
Senior Director
or
Media Relations:
Brian Bertsch, New York, +1 212-908-0549
Email: brian.bertsch@fitchratings.com

Contacts

Fitch Ratings
Primary Analyst
Juveria Mozaffar, +1-312-606-2335
Associate Director
Fitch, Inc.
70 W. Madison St.
Chicago, IL 60602
or
Secondary Analyst
Hylton Heard, +1-212-908-0214
Senior Director
or
Committee Chairperson
Bradley Sohl, +1-312-368-3127
Senior Director
or
Media Relations:
Brian Bertsch, New York, +1 212-908-0549
Email: brian.bertsch@fitchratings.com